Kayla wasn't sure what to do. She had to go see a doctor soon as she think straight since her problem started a week ago. It was itching so bad down below that it was driving her crazy. It was that itching that she couldn't get out of her head and she never had it before.But Kayla never did like the doctors she had seen in the past and she surely didn't feel comfortable seeing a new doctor with this embarrassing new symptom she was having now. Kayla had no choice though and called a local doctor named Doctor Mathew to schedule an appointment for this week.Doctor Mathews office said he had an opening for tomorrow morning which she gladly took as she couldn't wait to find out what was going on with her. The following morning was tough as not only did she have to deal with her itch but also the fact she wasn't sure how she was going to pay for it as she didn't have any health insurance. Doctor Mathew was a complete surprise to her... Kayla didn't expect the doctor to be such a looker and was even more embarrassed in what she had to tell him. During the visit her itch got even stronger and upon questioning during the exam Doctor Mathew explained to her that it was a case of under stimulation of her clit that was causing her itch issues.He suggested a new cream that was developed just for this but it was expensive... Kayla was in tears as she told the doctor she had no way of paying for such an expensive treatment since she had no insurance but she had to get rid of her itch before she went insane.Doctor Mathew told Kayla she had no choice as that was the only option he had for this problem unless Kayla was open to his other payment plans he had developed for low income women... one that she could afford as it was based on his sexual demands...Word count 6000 +Explicit sex scenes...