London was in commotion. On a certain afternoon in the early part of the year 1797, vast numbers of persons of all ranks of society, wealthy merchants, sober shopkeepers, eager barristers, country squires, men of pleasure, dandies, and beaus, and many others of even more doubtful position, might have been seen hurrying up through lanes and alleys towards the chief centre of British commerce—the Bank of England, that mighty heart, in and out of which the golden stream flows to and fro along its numberless arteries. Numerous carriages, also, some with coronets on their panels, and powdered footmen behind, rolled up from Cheapside. Among their occupants were ministers of state, foreign ambassadors, earls and barons of the realm, members of parliament, wealthy country gentlemen, and other persons of distinction. While in not a few were widows and spinster ladies, dowager duchesses and maids of honour, and other dames with money in the funds. On the countenances of the larger portion of the moving throng might be traced a word of uncomfortable import—“Panic.”
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